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Redact a bank statement before you send it

A statement carries four things at once: the account number, your name and address, a running balance, and the merchant lines. Most requests need just one of them. The work is deciding which three come out.

Drop the PDF you want to redact

or choose a file

Confirm first that the file really holds something that must not get out. Redaction cannot be undone.

What a statement gives away

The account number is the part people remember to cover, and it’s also the part that matters most. Paired with a routing number or a sort code, that’s what moves money, not the name on the account.

The rest is quieter. Salary deposits name your employer and your pay cycle. Merchant lines sketch out your week. A balance shows how much slack you have, which is usually what the request was really about.

An address sits on most pages of most statements. That’s low risk when the file goes to a landlord or a lender. It matters when the file is going somewhere people will read it.

Decide what has to stay readable

The usual failure is over-redacting. A statement with nothing legible answers no question, so you get asked to send it again, and the second send is worse than the first would have been.

Start from what the reader has to verify, then box everything that isn’t on the list.

  • Rent or mortgage application: the closing balance and the account holder’s name. Box the spending.
  • Proof of income: the deposit lines with their dates. Box the merchant detail.
  • Expense claim or tax: the one transaction in question. Box around it.
  • A reader who won’t say what they need: send the smallest legible set, and ask again.

What the covering costs you

You drag a box over the parts that must not leave. On export, any page carrying a box is redrawn as an image at 150, 200 or 300 dpi (200 by default), and that image replaces the page. The text layer goes with it.

Pages with a box
Redrawn as an image. Text layer destroyed, nothing left to extract.
Pages without a box
Copied through untouched. Still searchable and selectable.
Document metadata
Title, author, producer and timestamps removed on export.
The box costs you the whole page. A redacted page can’t be searched or selected, including the parts you deliberately left visible. If the reader has to key the balance into a system, put the number in a covering note and keep an unredacted copy for yourself.

The export is checked after it’s written

Most tools draw a rectangle and tell you the file is redacted. This one reopens the file it just wrote, pulls text off every page you boxed, and counts the characters. The result panel reads 0 characters when the pages are clean, and says so plainly when they aren’t.

That check is the only real evidence that the covering worked. Run it before you trust the export.

Keep the original somewhere

Redaction is one-way. The exported file is a new document that happens to look like the old one, and the covering can’t be lifted back off. Keep the statement you started from wherever you keep the ones you haven’t redacted.

Straight answers

The number is under a black bar — isn’t that enough?

In the exported file there’s no text under the bar, because the page was redrawn as a picture. That’s the difference between this and a sticker. A rectangle drawn over live text leaves the text live, and Ctrl+A will show it.

Why does the page have to become an image at all?

Because redrawing is the only operation that removes text rather than covering it. Deleting individual words out of a PDF’s content stream is possible, but it usually shifts the layout and opens a hole in the middle of a line. Redrawing keeps the page looking right and takes everything with it.

Will it still look like my statement?

At 200 dpi it reads and prints normally. At 150 dpi it’s noticeably softer if you zoom in. 300 dpi survives closer inspection and costs more file size.

Does it strip the metadata?

Yes. The document’s title, author, producer and timestamps go, along with the XMP block. What’s left is the page content.

Can I redact a scanned statement?

Yes, and it’s simpler. A scan has no text layer to begin with, so the pages you box are redrawn with the boxes burned in, and the pages you leave alone stay as they were.

More on redact

The full tool, with every option: Redact.